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Nothing beats a 401(k). You just fill out a form, check a few boxes, pick an investment such as a target-date fund, and you immediately start saving for retirement (sometimes with an employer match to boot!). Simple, right? While it may be easy to sign up for a retirement plan through your employer, some planning tips could make your 401(k) work harder for you. Let’s go over some of the basics so you can get the most out of your retirement fund.
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